Discussion: Structure of Health Insurance
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Discussion: Structure of Health Insurance
Structure of Health Insurance
The present health care system relies on public and private health insurance systems. On the basis of your understanding of the health insurance system, answer the following questions:
Explain the basic structure of health insurance and analyze its most important part. Describe the main purpose of health insurance in your own words.
What impact do you think health insurance has on our economy today?
Explain why managed care was incorporated in the US health care system long ago? Describe and contrast the three types of managed care plans—HMOs, PPOs, and POS?
Should the same individuals who pay for your health care (managed care organizations [MCOs]) also make your treatment decisions? Why or why not?
Is the fee-for-service (FFS) system more beneficial for the consumer than the current MCO system? Why or why not? Explain.
You must proofread your paper. But do not strictly rely on your computer’s spell-checker and grammar-checker; failure to do so indicates a lack of effort on your part and you can expect your grade to suffer accordingly. Papers with numerous misspelled words and grammatical mistakes will be penalized. Read over your paper – in silence and then aloud – before handing it in and make corrections as necessary. Often it is advantageous to have a friend proofread your paper for obvious errors. Handwritten corrections are preferable to uncorrected mistakes.
Use a standard 10 to 12 point (10 to 12 characters per inch) typeface. Smaller or compressed type and papers with small margins or single-spacing are hard to read. It is better to let your essay run over the recommended number of pages than to try to compress it into fewer pages.
Likewise, large type, large margins, large indentations, triple-spacing, increased leading (space between lines), increased kerning (space between letters), and any other such attempts at “padding” to increase the length of a paper are unacceptable, wasteful of trees, and will not fool your professor.
The paper must be neatly formatted, double-spaced with a one-inch margin on the top, bottom, and sides of each page. When submitting hard copy, be sure to use white paper and print out using dark ink. If it is hard to read your essay, it will also be hard to follow your argument.
 
 
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